| Projected average cost (tuition, books, room
and board) of four years at colleges and universities across the country. Assumes an
inflation rate of 7% in college costs. Find your
child's or grandchild's age in the left-hand column and read across.
| Current Age of Child |
Amount You Will Need for Public College/University |
Amount You Will Need for Private College/University |
| 1 |
$ 137,314 |
$ 279,422 |
| 2 |
$ 128,331 |
$ 261,142 |
| 3 |
$ 119,935 |
$ 244,058 |
| 4 |
$ 112,089 |
$ 228,092 |
| 5 |
$ 104,756 |
$ 213,170 |
| 6 |
$ 97,903 |
$ 199,224 |
| 7 |
$ 91,498 |
$ 186,191 |
| 8 |
$ 85,512 |
$ 174,010 |
| 9 |
$ 79,918 |
$ 162,626 |
| 10 |
$ 74,690 |
$ 151,987 |
| 11 |
$ 69,803 |
$ 142,044 |
| 12 |
$ 65,237 |
$ 132,752 |
| 13 |
$ 60,969 |
$ 124,067 |
| 14 |
$ 56,980 |
$ 115,950 |
| 15 |
$ 53,253 |
$ 108,365 |
| 16 |
$ 49,769 |
$ 101,276 |
| 17 |
$ 46,513 |
$ 94,650 |
| 18 |
$ 43,470 |
$ 88,458 |
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